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MoonPay

exchange
Operational
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Crypto fiat on/off-ramp licensed in US, UK, EU; non-custodial; 160+ countries.

Platform Information

Founded

2019

Headquarters

Miami, United States

Two-Factor Authentication

An extra login step that protects your account even if your password is stolen.

Yes

Custodial

The platform holds your crypto on your behalf — you don't control the private keys.

No

KYC Required

Know Your Customer — you must verify your identity before trading or withdrawing.

Yes

Proof of Reserves

The platform publicly proves it holds enough assets to cover all customer funds.

No

Insurance

Customer funds are covered by insurance in the event of a hack or platform failure.

No

Supported Chains

BitcoinEthereumSolanaPolygonBNB ChainXRP LedgerTRONArbitrumOptimismBasezkSync Era
exchangefiat-onrampfiat-offrampnon-custodialkyc-requiredus-regulatedeu-regulateduk-regulatedpayment-gateway

About MoonPay

MoonPay is a cryptocurrency on-ramp and off-ramp service founded in 2019, enabling users to buy and sell crypto using credit cards, bank transfers, Apple Pay, and other payment methods. It operates a non-custodial model and supports over 100 cryptocurrencies across more than 160 countries. MoonPay holds regulatory licenses in the U.S. (FinCEN MSB, 45+ state MTLs, NY BitLicense), UK (FCA), Ireland (Central Bank of Ireland), and Liechtenstein (FMA). No major customer fund breaches have been reported.

Security & Score

78

Platform Safety Score

78/100Good

Based on incident history, security features, and track record

Security Features

KYC/AML complianceAES-256 encryptionTLS 1.3PCI DSS Level 1biometric App Locknew-device alertsbug bountystep-up verification

Regulatory Information

Regulated In

Jurisdictions where this platform is officially licensed and subject to financial oversight.

USUKIELIIT

Area Served

Countries or regions where this platform is available to users.

Global

Notes

FinCEN-registered MSB with 45+ U.S. state MTLs and NY BitLicense; FCA-licensed in UK; Central Bank of Ireland VASP; FMA-licensed in Liechtenstein.

Incident History

No incidents recorded for this platform.

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