eToro

For non-leveraged BUY positions on supported cryptocurrencies, eToro purchases and holds the underlying crypto on your behalf using a custodial model. Leveraged crypto positions and some regional offerings are CFDs, meaning you have price exposure without owning the asset. You can check whether a position is real or a CFD in your portfolio.

Yes, but only for supported assets and non-leveraged long positions. You must first transfer assets from your eToro trading account to the eToro Money crypto wallet, then initiate a withdrawal to an external address. Minimum withdrawal amounts apply — for example, 0.008 BTC or 0.3 ETH.

No. Real cryptocurrency holdings on eToro are explicitly excluded from their insurance policies. eToro holds a Lloyd's of London policy covering up to 1 million EUR/USD/AUD, but this covers CFDs, shares, and cash only — not custodied crypto assets.

eToro operates under multiple licenses: FCA in the UK, CySEC in the EU (with a MiCA license obtained January 2025 covering the full EEA), ASIC in Australia (AFSL #491139), and FinCEN in the US as a registered Money Services Business (NMLS #1769299). The US securities arm is SEC-registered and a FINRA member.

In July 2020, credentials for approximately 62,000 eToro accounts were listed for sale on a dark web forum, likely obtained via credential-stuffing attacks rather than a direct platform breach. No crypto funds were stolen. A 2023 breach claim was investigated and denied by eToro. The platform has never suffered a confirmed protocol-level hack or loss of custodied funds.